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Four Important Factors to Consider When Buying a New or Used Car

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On: Mon, Jun 7, 2010 at 4:56PM | By: Michael Jon Lazar


Four Important Factors to Consider When Buying a New or Used Car

There are so many things that may pop in and out of your mind when you are considering purchasing a brand new car or a used car, or even pondering leasing one. Some things that really leap out at first thought here are price, warranty, cost of car insurance, gas mileage, annual fees from the motor vehicle department, reliability, comfort, and of course, the dreamy ride you crave to own and to drive. Thankfully, there are so many resources that are out there these days that are—quite literally—right at your fingertips. Thanks to the advent of the World Wide Web, online car shopping, price comparison, and all related aspects has been made as easy as sitting down in front of your home computer and doing some digging and poking around. To better aid you along the way, here are some things to take into consideration while you are doing your car shopping.

Your Budget & How You Figure it Out
First off, it is of good mind to know what new car or used car that you can afford to buy. An excellent method of knowing what your monthly payment might be, or what you could expect to pay per month, is by using an auto loan calculator. Lucky for you, there are some great websites that offer free auto loan calculators, such as Bank Rate (Click Here to See Their Free Auto Loan Calculator). This way you can have a really solid idea of what your payment will be, and most importantly, what you can afford to spend and expect to pay.

To Purchase a New Car or Used Auto or to Lease One
You have options, as well. You can shop for used cars online or locally; just make sure you use online resources like CarFax.com or AutoCheck.com so that you can do a vehicle history search on the car. This way if you do buy a used car, you know you are getting a great car. You can also opt to just buy that spanking new ride outright, or lease it. Keep in mind there are many underlying terms to auto lease contracts, and they all vary; so if you do plan on leasing a car make certain to read the terms before signing on the dotted line.

Don’t Forget About the Insurance
You are going to need car insurance, as well. Thankfully, there are websites, like Progressive.com, that allow you freely get auto insurance quotes online. Even better, they compare them to other rival companies. So if they can’t beat your rate, you can easily get a better one, and at their leisure. This way you know what your car payment and insurance will cost you when shopping for a ride.

Reviews & Consumer Reports Are Priceless
Lastly, consumer reports are indeed a true staple to online car shopping. There are some great websites that allow you to compare features and specs, and just about everything. These sites, like AutoShopper.com & MotorTrend.com, also offer photos and reviews. In this manner you can know everything that there is to know about that new or used car before you make what many financial experts deem as “one of the biggest purchases in your life.”




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